Starting Your Home Search

The highlighted links below will direct you to my Prudential Fox & Roach website where you will have access to the homes listed for sale in the Philadelphia area multiple listing service. You will be able to search by:

Additional resources specifically for you as a first-time home buyer are included below, including important information regarding FHA loans and even a glossary of terms to help you navigate the home buying process.



One of the biggest obstacles facing – and sometimes defeating -- first time buyers is finding enough money for the down payment and closing costs associated with the purchase of a home. Home loans insured by the Federal Housing Administration (FHA) can help first time home buyers overcome these obstacles. While conventional mortgage loans (those not guaranteed or insured by the U.S. government) may require down payments of 5%, 10% and even 20% of the purchase price of a home, FHA-insured loans require as little as 3.5%. In addition, part or even all of that money can be a gift.

If you can afford the monthly payment and have reasonable credit, an FHA loan may be a good option for you. FHA-insured loans are offered through many of the mortgage lenders in your area, and applying for an FHA-insured loan is just like applying for a conventional mortgage loan, but with less stringent requirements to qualify.

What are the eligibility requirements for FHA financing?  What about the minimum credit and downpayment required?  Can the seller pay for some of the closing costs? For answers to these questions and more information about  FHA loans, you can use this link to the government website:



Amortization, closing costs, settlement, Fannie Mae and Freddie Mac, PITI: If these and other terms are confusing to you, you’re not alone! Get comfortable with the language of real estate by visiting the HUD website glossary of terms. It may be just what you need to gain the confidence to navigate toward the successful purchase of your new home.




I also recommend visiting the U.S. Department of Housing and Urban Development (HUD) website: